TERMS OF USE
Last updated: April 2026
These Terms of Use ("Terms") govern your access to and use of www.daivaya.com and any related pages operated by Daivaya Advisory EOOD ("Daivaya", "we", "us", or "our").
By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.
1. COMPANY INFORMATION
This website is operated by:
Daivaya Advisory EOOD
Registered office: Tsar Simeon 56, 2770 Bansko
UIC / Company Registration Number: 207461913
VAT Number: BG207461913
Email: mail@daivaya.com
2. PURPOSE OF THIS WEBSITE
This website is provided for general informational purposes about Daivaya and its services.
Nothing on this website constitutes:
(a) investment advice,
(b) legal, tax, accounting, or regulatory advice,
(c) an offer to sell or a solicitation of an offer to buy any security, fund interest, or financial instrument, or
(d) a promise that any service, transaction, or opportunity will be made available to you.
Any professional services provided by Daivaya are subject to a separate written agreement. Use of this website, or sending us an inquiry through the website, does not by itself create an advisory, fiduciary, client, or other professional relationship.
3. ELIGIBILITY AND PERMITTED USE
You may use this website only for lawful purposes and in accordance with these Terms.
You agree not to:
(a) use the website in any way that violates applicable law or regulation;
(b) attempt to gain unauthorized access to the website, server, or related systems;
(c) interfere with or disrupt the website or its operation;
(d) introduce malware, malicious code, or harmful material;
(e) copy, scrape, reproduce, republish, or exploit website content for commercial purposes without our prior written consent;
(f) use the website in a way that could damage our reputation or interfere with other users' access.
4. NO RELIANCE
While we aim to keep the website content accurate and up to date, we do not guarantee that the website or any content on it is accurate, complete, current, or suitable for your purposes.
You are responsible for evaluating any information made available through the website. You should obtain independent professional advice before making any investment, legal, tax, business, or financial decision.
5. REGULATORY AND JURISDICTIONAL RESTRICTIONS
The website is not directed at any person in any jurisdiction where the publication of the website, access to it, or use of its content would be unlawful or would require any registration, licensing, or approval not held by Daivaya.
You are responsible for ensuring that your access to and use of this website is permitted under the laws and regulations applicable to you.
6. INQUIRIES AND SUBMISSIONS
If you contact us through the website, you agree that the information you provide is accurate and not misleading.
Please do not submit confidential, proprietary, or sensitive information through the website unless and until we have confirmed that we are willing to receive it and appropriate protections are in place.
We may use the information you submit to respond to your inquiry, evaluate a potential business relationship, and otherwise as described in our Privacy Policy.
7. INTELLECTUAL PROPERTY
Unless otherwise stated, this website and all content on it, including text, graphics, logos, branding, layout, design elements, and other materials, are owned by or licensed to Daivaya and are protected by applicable intellectual property laws.
You may view and print pages from the website for your own lawful internal business use only. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any part of the website without our prior written consent.
All trademarks, service marks, logos, and trade names displayed on the website are the property of their respective owners. Nothing on this website grants any license or right to use them without prior written permission.
8. THIRD-PARTY LINKS
This website may contain links to third-party websites or resources for convenience only. We do not control and are not responsible for the content, accuracy, security, availability, or practices of any third-party website.
Inclusion of a link does not imply endorsement, approval, or affiliation unless expressly stated.
9. PRIVACY AND COOKIES
Your use of the website is also subject to our Privacy Policy and, where applicable, our cookie practices. Please review those documents carefully.
10. WEBSITE AVAILABILITY
We may update, suspend, withdraw, or change all or any part of this website at any time and without notice.
We do not guarantee that the website, or any content on it, will always be available, uninterrupted, secure, or free from errors, viruses, or other harmful components.
11. DISCLAIMERS
To the fullest extent permitted by applicable law, the website and its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied.
We disclaim, to the fullest extent permitted by law, all warranties, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, availability, and accuracy.
12. LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Daivaya shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, business, opportunity, goodwill, data, or anticipated savings, arising out of or in connection with:
(a) your use of, or inability to use, the website;
(b) your reliance on any content on the website;
(c) any interruption, delay, error, omission, or malfunction of the website; or
(d) any third-party content, websites, or services linked to or referenced on the website.
Nothing in these Terms excludes or limits liability to the extent such liability cannot lawfully be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, willful misconduct, gross negligence where non-excludable, or death or personal injury caused by negligence where such limitation is prohibited by law.
13. INDEMNITY
You agree to indemnify and hold harmless Daivaya, its directors, officers, employees, representatives, and contractors from and against any claims, liabilities, losses, damages, and reasonable costs arising out of or related to:
(a) your breach of these Terms;
(b) your misuse of the website; or
(c) your violation of applicable law or the rights of any third party.
14. CHANGES TO THESE TERMS
We may update these Terms from time to time. Any changes will become effective when posted on this page, unless stated otherwise.
Your continued use of the website after updated Terms are posted constitutes your acceptance of the revised Terms.
15. SEVERABILITY
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
16. NO WAIVER
Any failure or delay by us in enforcing any provision of these Terms shall not constitute a waiver of that provision or any other right.
17. ENTIRE AGREEMENT
These Terms govern your use of the website and constitute the entire agreement between you and us regarding such use.
If you enter into a separate written agreement with Daivaya for professional services, that agreement will govern the relevant services and will prevail over these Terms to the extent of any inconsistency.
18. GOVERNING LAW AND JURISDICTION
These Terms and any non-contractual obligations arising out of or in connection with them shall be governed by the laws of the Republic of Bulgaria.
The courts of Bulgaria shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms, except where mandatory law provides otherwise.
19. CONTACT
If you have any questions about these Terms, please contact us at:
mail@daivaya.com
Daivaya Advisory EOOD
Tsar Simeon 56
2770 Bankso